Editorial﹕Easing of loan-to-value ratios might lead to misconception
文章日期:2019年1月9日

【明報專訊】FOR two consecutive days Paul Chan, the Financial Secretary, has mentioned contemplating relaxing the loan-to-value (LTV) ratio, giving rise to widespread speculation. To many prospective buyers who can afford the mortgage payments but struggle to come up with the down payment, the relaxation of the LTV ratio will be a piece of good news. However, such measures will definitely have the effect of "propping up the market". They are two inseparable sides of the same coin.

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